Financial Peace University

Next week begins our church's thirteen week course through Dave Ramsey's Financial Peace University. For those of you who do not know who Dave Ramsey is, he is a noted financial author and hosts a financial advice program on tv and radio. He is a Christian and his approach to obtaining financial peace is through biblical principals.
My husband and I have few current bills aside from rent and utilities. I personally have not had a loan in a few years. The last time I had a credit report, I had a score of zero because I have absolutely no credit. I've never had a credit card, and refuse to have one. I've only had two loans in my life and both have been paid off for a number of years.
Dave Ramsey teaches that if you can't purchase something with cash, then you don't need it. I was raised this way (although my parents have had credit cards in the past, and have them now) and I agree with his philosophy completely.
I can't wait to get started on this program! Dave teaches couples how to save money and also how to invest wisely. At the moment we are living on one income because I am a student, but Dave can teach us how to save money even while living on one income!
For a lot of people this comes naturally, but I think my husband and I will learn some very valuable information while taking this course.
If you would like information about Dave Ramsey, or about hosting the FPU at your church you can visit http://www.daveramsey.com/